ABA Banking Journal Podcast

The ability to pay college athletes has led to dramatic upheaval in banking college sports. Revenue-sharing with athletes has required big increases in spending that colleges may not have been countin...

Virtually all banks engage in strategic planning, but how do they ensure the strategic plan actually drives performance and doesn't just get left in a binder on the shelf? On the latest episode of the...

What kind of difference can a single ratio make? In a new ABA DataBank essay, ABA's Patrick Mitchell and Brittany Kleinpaste discuss the FDIC's 2% Designated Reserve Ratio target for the Deposit Insu...

On the latest episode of the ABA Banking Journal Podcast — sponsored by Q2 Software — ABA economist Dan Brown discusses the recent release of Home Mortgage Disclosure Act (HMDA) data for 2025. He exam...

To mark the 250th anniversary of Independence Day this week, this classic replay episode of the ABA Banking Journal — sponsored by Q2 Software — explores the role of banking and finance in the America...

Adam Metz, the newly appointed president and CEO of Central Pennsylvania-based Orrstown Bank, joins the ABA Banking Journal Podcast to discuss the bank's strategy and growth, its dedicated innovation ...

On the latest episode of the ABA Banking Journal Podcast, ABA's Heather Trew breaks down recent news about the president's executive order on illegal immigration and the financial system and the adv...

On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Texas banker Ryan Coaxum joins the show to discuss how he was welcomed into the banking community as an employee, and ...

In an environment with higher-yielding options, how can banks compete for effectively for deposits? On the latest episode of the ABA Banking Journal Podcast — presented by Nexcess — Marc Womack, who l...

As a community bank president and past chair of the Ohio Bankers League, Jenny Saunders has been part of many conversations with top policymakers on bank issues. On the latest episode of the ABA Banki...

Over the past two decades, Pennsylvania-based F.N.B. Corporation has grown its assets from roughly $5.4 billion to $50 billion, grown its net operating income by a similar ratio and more than doubled ...

On the latest episode of the ABA Banking Journal Podcast — a crossover episode with the ABA Fraudcast — ABA's Rob Nichols and Paul Benda provide several updates on ABA's work to reduce the incidence ...

Several factors — the growth of the U.S. economy and asset prices, generational transitions and changing values — are reshaping the wealth management and financial advice sectors. More individuals and...

In recent years, credit union business lending and the number of credit unions that exceed the statutory cap on member business lending have shot up sharply. What risks do these trends pose to safety ...

Sponsor banking, or banking as a service, is a unique opportunity for banks — but it requires strategy, discipline and a laser focus on risk. On the latest episode of the ABA Banking Journal Podcast, ...

On the latest episode of the ABA Banking Journal Podcast, Rob Nichols offers his top takeaways from the ABA Washington Summit — including industry unity on stablecoin regulation, credit card policy ch...

Major tech platforms make billions of dollars from scammers who advertise on their sites, according to reporting from Reuters, and there's not much incentive for them to change their practices — yet....

From one location in Wilmington, North Carolina, Live Oak Bank is the nation's largest Small Business Administration lender and a leading partner in developing technology for community banks. With a...

If Texas were an independent country, its economy would rank as the world's eighth-largest. "France is the seventh largest economy in the world and I don't think it'll take as much time at all to catc...

The discontinuation of penny production in 2025 caused operational challenges for banks when the regional Federal Reserve banks said they would stop accepting pennies for deposit at coin terminals --...

The Philippines is a fast-growing economy, but it lags its peers in the unbanked rate, with more than four in 10 Filipinos unbanked, according to McKinsey. Many Filipinos use nonbank-provided ewallets...

The bank consolidation logjam broke in 2025, with several banks, including large regionals, inking major deals amid an accelerated pace for approvals. While that may reflect both pent-up deal flow...

Jon Sisk and Matt Lujano's banks couldn't be more different at first appearance — Sisk is a top executive at a community bank in Santa Cruz, California, near the beating heart of America's tech ecosys...

The Erie Canal — one of the biggest milestones of American history — celebrated the bicentennial of its completion this week. On the latest episode of the ABA Banking Journal Podcast, acclaimed econo...

Blend's Intelligent Origination — an AI-powered orchestration layer embedded in Blend's platform that reduces the cost of loan origination, improves speed and accuracy, and redefines how lenders and b...

PNC Bank is the nation's eighth-largest bank by assets and the sixth-largest by deposits, but it ranks fourth in the number of physical branches. In a time when many banks are streamlining their in-pe...

With equipment repair costs up 40% over the past few years, how farmers deploy expensive agricultural machinery is of top concern for ag bankers. With equipment increasingly complex and often software...

...

Banks have been using natural language processing and machine learning applications for years in managing their anti-money laundering and Bank Secrecy Act obligations. But how does the growing adoptio...

In the wake of the summer's Genius Act, many banks and nonbanks have announced new stablecoin initiatives. Another digital asset — tokenized deposits — may meet needs similar to stablecoins, but the t...

Princess Castleberry began her career in risk management in financial services, and the biggest risk she sees today is that "leaders are in a capacity crisis." Work experience, education and professio...

The rapid evolution of the financial services marketplace means the market for banking as a service is also evolving rapidly. From artificial intelligence to other new technologies to regulatory expec...

The U.S. is experiencing a massive demographic shift driven by the aging Baby Boom generation, declining birth rates and shifts in immigration trends. What effect will aging have on the banking outl...

Alongside the commercial and consumer markets, institutional banking is one of three strategic pillars of $70 billion-asset UMB Bank. On the latest episode of the ABA Banking Journal Podcast, UMB's Ph...

What does the future hold for bank risk and compliance professionals? On the latest episode of the ABA Banking Journal Podcast, Krysti Cunningham of Security National Bank in Omaha, Nebraska — and win...

Following the enactment of the One Big Beautiful Bill Act, hear from ABA experts on how key ABA-supported provisions on tax policy, rural real estate and health savings accounts in the budget reconc...

ABA's new online platform to provide members with free access to the Treasury Check Verification System is now live. On a special joint episode of the ABA Banking Journal Podcast and ABA Fraudcast — p...

Amid tariff-related volatility, how are small and midsize businesses and the banks that serve them faring? On the latest episode of the ABA Banking Journal Podcast — presented by Intrafi's Banking wit...

Jim Ryan has led Old National Bank through a massive wave of growth — through major mergers and organic growth, the Evansville, Indiana-based bank has reached $70 billion in assets and a footprint tha...

So-called "First Amendment auditors" have long filmed themselves trying to provoke police and other public officials into stopping them from recording in public settings. Now, some auditors are target...

As independently owned and operated small businesses, fast-food restaurant franchisees have unique business needs. They have mobile and often part-time workforces, complex inventory management and the...

Government-guaranteed lending requires special expertise and back-office functionality that grows increasingly expensive for smaller banks. On the latest episode of the ABA Banking Journal Podcast — s...

Quantum computing is an entirely new way of processing information, and it has the power to solve extremely difficult computational problems much more quickly than binary computers. As the technology ...

The payment by the Federal Reserve of interest on bank reserves may sound like an abstruse matter of economic theory, but these payments are critical to bank operations and the Fed's conduct of moneta...

ABA's Washington Summit just wrapped up, and this episode — sponsored by Intrafi's Banking with Interest — features a main stage conversation with Travis Hill, acting chairman of the FDIC. In this epi...

April is Financial Literacy Month, a time when bankers think creatively about how to engage young people on topics of financial wellness. Citi's Michelle A. Thornhill and Roads to Success's Bashan Fer...

In the wake of this week's significant executive order directing the Treasury to eliminate the use of paper checks for federal government disbursements (and payments to the U.S. government), ABA's Ste...

Legislators and regulators are strongly focused on policy related to payment stablecoins, most recently with the passage of the Genius Act in the Senate Banking Committee. On this episode of the ABA B...

The big story of check fraud is not only its vast cost to the country and to individual victims, but simply the remarkable rate at which it is increasing. On this episode of the ABA Banking Journal Po...

A century ago, in March 1925, Charles G. Dawes was sworn in as vice president of the United States. Being elected vice president of the United States — as Dawes was, alongside Calvin Coolidge, in a la...